We are beyond excited to welcome Ryan Smith to the Insgroup family! Joining us as a Managing Director, Ryan oversees the development of the firm’s annual and long-term business development and sales enablement plans for the southwest region of the United States. He was drawn to Insgroup because of the true team environment and the […]

Due to the increased use of technology ransomware attacks have steadily been on the rise. The attacks can compromise your device or server and they will request a large payment to be sent to them before they will restore your device or server. They will hold your data for ransom at an average of $1 […]

NOAA released a statement on May 20, 2021, saying its forecasters are calling for another above-normal 2021 Atlantic hurricane season. The outlook also indicates a 30% chance of a near-normal season and a 10% chance of a below-normal season. After 2020’s record-breaking hurricane season Insgroup and other (re)insurers are preparing to absorb potentially substantial losses.   In 2020, economic losses […]

Below are 6 tips for mitigating a cyberattack that will get carriers to take notice whenyour cyber liability policy is up for renewal. Strong Overall IT Security Posture, Procedures, and Response CapabilitiesCarriers are reviewing all of the above against their other insureds (industry agnostic) to ensure best practices are beingmaintained. A key focus is placed […]

WHAT SHOULD YOU LOOK FOR IN A CYBER POLICY? Access to a 24/7 breach hotline Incident response costs, such as computer forensic services, legal counsel and customer notification and call center services The cost of recovering or replacing lost or stolen data Income loss due to business interruption following a cyber incident Cybercrime—i.e electronic funds […]

WHO IS AT RISK? Successful individuals face a host of exposures in their daily lives, many of which can be addressed by transferring them to an insurance company. We often think of these exposures as coming from the most obvious causes of loss, such as fire or water damage to tangible property, liability cases stemming […]

OPERATING IN A VALUE-BASED AND AT-RISK ENVIRONMENT Since the emergence of managed care in the 1970s, the healthcare industry has been slowly transitioning from fee-for-service payment models to those more tied to quality of care. As this trend has progressed, providers face increasing levels of uncertainty by entering into risk-bearing contracts with payers known as […]

In 2020 and through 2021, widespread conversations about diversity and equality led many business leaders to prioritize and re-evaluate their diversity and inclusion (D&I) programs, and in some cases, establish D&I programs if they did not already exist. It is clear that D&I programs are here to stay, but what exactly is D&I? What are […]

You do a great job of taking care of yourself and your family. Choosing the right health plan makes your job easier. Let’s see if a high deductible health plan with a health savings account is the right choice. Types of Health Plans High Deductible Health Plan An HDHP, or high deductible health plan, sometimes […]