The Coronavirus (COVID-19) and resulting actions taken by both local and federal governments are likely to impact businesses on a number of levels. Insureds will likely seek coverage for losses incurred on both a first-party and third-party basis. Policy language, endorsements and other modifications vary greatly from one policy to the next and understanding the specific driver of the loss will be critical when approaching insurers.
As always, Insgroup will work closely with impacted clients to understand their losses and explore coverage available to them. As your advocate, we will exhaust every option and turn over every stone to ensure each policy responds appropriately; providing the maximum benefit to our clients.
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External Resources
White House Federal Report
Federal Support for Small Businesses
Risk and Sanitation
Families First Coronavirus Response
- Families First Coronavirus Response Act Announcements
- Notice to Employees for Employers (Poster)
- Department of Labor FAQs
Centers for Disease Control and Prevention
- What You Need to Know About COVID-19
- What to Do If You Are Sick With COVID-19
- Interim US Guidance for Risk Assessment and Public Health Management of Persons with Potential Coronavirus Disease 2019 (COVID-19) Exposure in Travel-associated or Community Settings
- Health Alert Network
- Travelers’ Health Website
- National Institute for Occupational Safety and Health’s Small Business International Travel Resource Travel Planner
- Coronavirus Disease 2019 Recommendations for Ships
- State & Territorial Health Departments
Premium Finance
- First Insurance Funding – Flexibility & Payment Options For Your Insureds During COVID-10
- First Insurance Funding – Accommodations Sheet