We insure success for organizations and individuals through our innovative INSIGHT+ approach. It all starts with a thorough discovery process to determine exposures and culminates in the delivery of cost-effective risk-management programs.
The INSIGHT+ process for Property and Casualty insurance stops at nothing to develop customized programs to meet your current needs and grow right along with your business.
Cost of Risk Discovery:
Our advisors work directly with you to explore known and unknown cost drivers, developing a step-by-step plan for reducing your cost-of-risk.
Our personalized approach to risk
management starts with you and the specifics of your business, diving into your contractual obligations to ensure proper risk transfer and financing. Our online Risk Management Center streamlines administration, training and compliance.
Loss Prevention & Claims Advocacy:
Our in-house team of claims advocates provides a comprehensive line of services, acting as an advocate in expediting and managing the entire claims process to maximize recovery and reduce your cost of risk. Meanwhile, our loss control consultants work with you to prevent claims from occurring.
Custom Program Design:
Our fully-staffed brokerage team begins designing your custom program around data from you and your industry. Our team’s deep expertise and access to valuable information allows us to offer best-in-class limit and deductible options as well as alternative risk financing strategies, including single parent and group captives.
INSIGHT+ Plan Implementation:
Finally, we take the program we’ve built and the lessons we’ve learned along the way to create a unique Stewardship Commitment; crafted and adjusted around your ever-changing industry. Through this unique commitment, our clients enjoy the ability to track and reduce their cost of risk year after year.
We utilize a Personal Risk Management approach to crafting programs that comprehensively protect and preserve a client’s wealth, lifestyle, and possessions, while understanding your level of comfort with risk.
Understanding Your Lifestyle:
We treat our private clients like people — not policy numbers — and that means working with you directly to understand and respect the things that make you and your life unique. We specialize in high-net-worth clients, working one-on-one to develop strategies that align with your goals and needs.
Determining Your Risk Comfort Level:
Your assets are much more than just items on your balance sheet — they’re your legacy. That’s why we work side-by-side with our clients, analyzing your situation and evaluating your tolerance for risk to build the best possible strategies for you and your future.
Current Program Review:
With a clear picture of your lifestyle requirements, long-term goals, and tolerance for risk, we review your existing coverage, identifying potential gaps and unnecessary risks in your current strategy.
Insgroup has direct access to custom plans and products from the world’s premier insurance companies. These unique connections are leveraged to deliver a personalized suite of solutions to fit you and your lifestyle.
Presentation and Support:
Once we’ve assembled your custom suite of products and policies, we review the final program with you, ensuring all your needs are met and that you and your dedicated service team are aligned to move forward.
With a dedicated team of Benefits specialists closely monitoring the regulatory and competitive environment, our proven INSIGHT+ process assembles high-value employee benefit packages for organizations of all sizes.
Our employee benefit consultants meet with you in person to analyze your company’s needs and goals. We use this collaborative session to explore strategies that can improve the financial health of your company and your employees.
Underwriting & Claims Analytics:
With a clear understanding of your needs, our consultants utilize cutting-edge analytics and proprietary tools to dig deep into cost drivers, and discover opportunities to improve employee and organizational health while ensuring regulatory compliance.
Design & Delivery
Physical and Emotional Solutions:
Our clients are able to offer employees and their families the added security of comprehensive coverage options and wellness solutions. We go beyond standard medical, vision, dental and life insurance, making it simple and cost-effective for you to offer a variety of voluntary and ancillary coverage’s.
Organizational Health Solutions:
Crafted to create value and boost retention, your benefit packages are designed to be as beneficial to your employees as they are to your budget. We also provide educational materials that help your employees make the most of your benefits package.
Perpetual Service Plan:
From enrollment support and employee education to year-round compliance monitoring and claims advocacy, the Insgroup team executes on a customized service commitment tailored to your needs, no matter how time-sensitive they may be.