OFF-LABEL DRUG USE COVER FOR WEIGHT LOSS OR NOT? To cover or not is the question many U.S. insurance companies and employers continue to ponder when it comes to obesity medications, such as Wegovy, and diabetes drugs, like Ozempic and Mounjaro, being used off-label for weight loss. “Most health insurance plans typically don’t cover Ozempic […]

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Shopping for Cyber? Let’s Help You Get Started. There is more to a cyber insurance policy than contract terms alone. When considering a cyber insurance policy, it’s important to understand the components, considerations, and costs to ensure you are making an informed decision that best fits your company’s needs. Think about this checklist to help […]

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7 Cybersecurity Tips to Secure Your Mobile Device Securing your mobile device is an important step to help protect your personal information and prevent cyberattacks. Below, we guide you through 7 tips to help defend against cybercriminals. Use strong passwords or PINs. Create a password that is eight or more characters long and contains alphanumeric […]

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DECODE YOUR WAY THROUGH INSURANCE JARGON: A Guide to Take Young Adults from  Insurance Inexperienced to Protected Pro Younger individuals often have a limited understanding of the ins and outs of personal insurance because it’s usually not something we are taught or think about until it’s needed. This can leave most young adults in the […]

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Employer’s Balancing Act: Part 3   The Role of an Experienced Advisor in Your Employee Benefits Lifecycle In Parts One and Two of this series, we examined several key factors contributing to the higher costs employers must pay to offer health benefits to employees, and outlined a practical four-step process that they can use to […]

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10 Strategies to Help Contain Costs of Non-Approved Weight Loss Drugs The rising cost of prescriptions on health plans already accounts for almost one quarter (22.2 cents of every dollar) of all the costs. Add in the growing use (and misuse) of type 2 diabetes and anxiety-related prescription drugs for non-approved weight loss and costs […]

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Employer’s Balancing Act: Part 2   Solutions and Strategies to Help Equalize Cost While Offering In-Demand Benefits In Part One of this Employee Benefits series, we examined the latest factors and trends that are driving up healthcare benefits costs for employers. Now, in Part Two, we take an in-depth look at an innovative yet practical […]

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Employer’s Balancing Act: Part 1 Finding Your Equilibrium Managing Costs While Offering In-Demand Benefits Our new “Employer’s Balancing Act” series was created to keep employers well-informed about the latest factors and trends that are driving up costs in the healthcare benefits space and how to achieve optimal results for your company and its employees.  Throughout […]

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Tips To Navigate a Homeowners Claim With Confidence Assess the damage – if you feel the damage will exceed your deductible, then you will want to file a claim. File your claim quickly – most policies include a condition that requires you to file the claim promptly following the event. Mitigate further damage – make […]

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Protect Your Passion:   Insuring Your Hobby Farm For many people seeking a simpler life and a closer connection to nature, they opt to nurture their land, grow vegetable crops, or raise livestock. Their time well spent is like an investment — especially if some of the activities yield revenue — and needs protection. Hobby farm […]

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