A Guide to Help You Choose with Confidence The current property insurance market is characterized by increased pricing, diminished capacity, higher deductibles and retentions, greater underwriting scrutiny, and unfavorable coverage terms, which can create significant challenges for organizations that turn to insurance for the critical financial protection it provides. A recurring wave of severe natural […]

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Extreme weather events seem to be becoming the new normal. The commercial property insurance market is hard and looks be getting harder – meaning insurance carriers tighten coverages, terms, and limits and raise rates. Business owners and decision makers are not powerless in the face of these trends though. It’s time to be more strategic […]

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$268 Billion = Total economic and insured loss estimate for 2022’s natural disasters Approaching $115 Billion = Recent estimate for insured losses from 2022 natural disasters1 Environmental changes are reshaping the world as we know it, and insurance carriers are struggling to keep up. Additionally, rapid urbanization and wealth accumulation in disaster prone areas only […]

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THE HARD TRUTH When Mother Nature Strikes Your Insurance Carriers’ Bottom Line 2022 is yet another year that has been shaped by the destruction of natural disasters — what were once outlier weather events have become the new norm. To top that off, it’s been another year characterized by a challenging economic environment — high […]

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Businesses throughout the rapidly growing Central Texas area have a new “dream team” of insurance professionals for their property and casualty insurance and employee benefits needs. The team – whose leaders bring together nearly 100 years of combined experience – have formed the new San Antonio office for Insgroup, a Baldwin Risk Partner. For property […]

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Hurricane season is upon us, and it is imperative you take the proper steps to protect your business. As your partner in Risk Management, Insgroup is here to assist you throughout all seasons. Below is our comprehensive guide on all things hurricane preparation. Please take a moment to read through our tips on how to […]

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(#1) ACA Reporting Deadlines and Proposed Rule The Affordable Care Act (ACA) reporting under Section 6055 and Section 6056 for the 2021 calendar year is due in early 2022. Specifically, reporting entities must: Furnish statements to individuals by March 2, 2022; and File returns with the IRS by February 28, 2022 (or March 31, 2022, […]

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We are beyond excited to welcome Ryan Smith to the Insgroup family! Joining us as a Managing Director, Ryan oversees the development of the firm’s annual and long-term business development and sales enablement plans for the southwest region of the United States. He was drawn to Insgroup because of the true team environment and the […]

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Due to the increased use of technology ransomware attacks have steadily been on the rise. The attacks can compromise your device or server and they will request a large payment to be sent to them before they will restore your device or server. They will hold your data for ransom at an average of $1 […]

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NOAA released a statement on May 20, 2021, saying its forecasters are calling for another above-normal 2021 Atlantic hurricane season. The outlook also indicates a 30% chance of a near-normal season and a 10% chance of a below-normal season. After 2020’s record-breaking hurricane season Insgroup and other (re)insurers are preparing to absorb potentially substantial losses.   In 2020, economic losses […]

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