Successful individuals, families, and their advisors choose Insgroup’s Private Client Practice for our concierge level of service and unparalleled advocacy.

Umbrella insurance protects you and your family from the unexpected and fills in any gaps in insurance that you may have. Where Insgroup excels is meeting with our clients, listening to their goals and fears, and consulting on a custom umbrella insurance policy that will provide the coverage our clients need. Anyone can sell umbrella insurance; where Insgroup shines is creating an umbrella insurance policy around you.

Insgroup will consult with you and educate you on all the gaps and areas where you are at risk, based on your portfolio, assets, and lifestyle.

We also pride ourselves on being a permanent partner you can always call on when a question or problem arises. If you obtain a new asset (or are looking to acquire a new asset) and want to learn the risks in coverage, our advisors will help you make an educated decision in coverage. Insgroup made its name and reputation on being a permanent, empathetic insurance ally, not just an insurance vendor. Being based in Houston, TX, we know the value of a true partnership, and we remember each client’s face and story. Our goal is to keep you covered and informed as your assets and family grow. We know the ins and outs of insurance carriers, how to underwrite the perfect insurance policy for you – not the carrier – and more importantly, shoulder every burden and potential of risk. That’s what makes Insgroup the leading umbrella insurance provider in Texas.


Local, licensed professionals ready to protect your possessions, assets, and lifestyle.

What does personal umbrella insurance cover? The better question is, what doesn't it cover?

What does umbrella insurance cover?

Umbrella insurance protects you from liability and gaps in coverage that your traditional policies do not cover. Umbrella insurance can help cover the cost of injuries or damages to the other individuals involved in a car accident that your auto insurance may not protect you from.

Who needs umbrella insurance?

The short answer: everyone can benefit from umbrella insurance. The long answer: people that are underinsured, people with particularly high net worth, or people who want total coverage and protection so they do not have to worry about any potential risk.

Is umbrella insurance worth it?

Absolutely. Personal umbrella insurance can typically range between $12.50 to $25 a month and can provide anywhere from $1 million to $2 million in coverage. As long as your minimum insurance coverage requirements are met, umbrella insurance takes care of the rest.

Does umbrella insurance protect assets?

Umbrella insurance protects your personal assets, both current and future. Depending on the specifics of your policy, it can cover your dependents, legal counsel, damages against your rental properties, and nearly any unforeseen scenario.

What our private clients are saying

It has been a pleasure working with Insgroup. They are very knowledgeable and helpful. The entire
Joshua W.
Great group of people. Always and easy to deal with. Whenever I have a question, my rep finds out what I need. Thank you!
Steve E.
Insgroup was great to work with, very responsive and we switched all of our home and auto to Insgroup and their suggested carrier. We saved over $2k/year in premiums!
Bev B.


Our #1 goal is to make sure you are as protected as possible and covered for every possible scenario. When you know your insurance partner will “take over from here,” it’s a great feeling, especially when the unfortunate happens.


Local, licensed professionals ready to protect your possessions, assets, and lifestyle.