With path 2020 has taken many of us are not looking forward to the holiday spending like we usually do. Whether it’s because of job loss, fear of going to stores, lack of excitement for the season, or even disappointment that you can’t see your loved ones. There are many ways we can adjust our holiday shopping experiences and each will likely be different from last year but it is important to keep an open mind and adjust to having a safe and happy holiday season. 

1. Online shopping is encouraged. Many of us have already been shopping online for years but this year it is even more important and a better option for everyone. You can ship to your home or many stores have implemented curbside or in-store pickup to limit exposure. Since there will be so many more people than usual shopping early will be important to make sure you get what you want. 
2. Get creative with your gifts. Focus on your hobbies and things you are already good at and share that with your family and friends. Many of us have more time on our hands at home so get crafty and put together a personalized scrapbook for your best friend or even cook your favorite meal and surprise someone with a homemade dinner. 
3. Plan out a budget and stick to it. This year has already been unpredictable enough, take some time to plan out who you are buying for and what you intend to spend on each. You may even want to think about reducing your budget a bit more than usual and think about more personal gifts and ways to make them feel special. Look for deals, many stores are having month-long specials rather than all of their deals on Black Friday.
4. Shop small businesses in your area. COVID-19 has caused thousands of small businesses to shut their doors across America, some partially and others permanently. These are the friends and neighbors in your town, think about walking in that boutique or cigar shop you have never been in down the road and seeing what they have to offer. Many small businesses have more unique gifts than the typical department store so it will already make your gift stand out.
5. Shop early and at non-peak times. To reduce the number of people you interact with at the store, shopping earlier and when fewer people are there is a great solution. If you plan ahead and start shopping now rather than the week before Christmas you can avoid a lot of the crowds. Also with so many of us working from home or with adjusted schedules try and go to the store during the week rather than a busy weekend. 
6. Follow the CDC’s recommendations. 

• Wear a mask.
• Maintain social distancing of at least six feet from others when possible.
• Carry hand sanitizer and use it after leaving the store.
• Wash your hands with soap and water for at least 20 seconds after you get home.

As always, we at Insgroup hope you have a blessed and relaxing holiday season!